The Builders at Wealth Factory

Contrarian finance truth seekers, your partner in building the life you love

What Is Warren Buffett Doing at DOW 20k?

What Is Warren Buffett Doing at DOW 20k?

For the first time in Wall Street history, the Dow Jones Industrial average hit 20,000. The S&P 500 and the Nasdaq also closed at all-time highs. Now that these milestones have been reached, is it a good time to jump into a rising market? Or are we ready for a steep correction the other way?…

Why Budgeting Sucks… and What to Do Instead

Why Budgeting Sucks... and What to Do Instead

Budgeting Sucks. That’s why most people struggle with it. The good news? You don’t have to feel guilty about not being able to stick to a budget. We’re going to show you a much better alternative. We call it Value-Based Spending. It’s better because it allows you to live wealthy now without cutting back. And…

Is the 401(k) on the Brink of Collapse?

Is the 401(k) on the Brink of Collapse?

For a couple decades, the very definition of retirement planning seemed to be putting money in a 401(k) or IRA. That was the “smart” thing to do. And a booming stock market during the 1990s and early 2000s rewarded people for doing it. Now more and more people are growing skeptical of these qualified plans…

The #1 Business Takeaway From Black Friday This Year

The #1 Business Takeaway From Black Friday This Year

The Story While most Americans are enjoying a needed rest after their Thanksgiving meal, or maybe rushing out to shop for the best deals… …many astute business owners are keeping a sharp eye on the sales data that comes out of Black Friday, Cyber Monday and all the shopping days in between. Consumer spending patterns…

How to Invest Your Money After a Trump Victory

How to Invest Your Money After a Trump Victory

Election season is over! Yet the ramifications have just begun. So far the markets hate it, and roughly half the country’s population has signed on to the oldest cliche in politics — changing citizenship. To the point where Canada’s immigration website has folded under the pressure and gone offline. But is it time to cash…