How Life Insurance Can Protect Your Cash

If we want to build wealth in, we are going to need to think outside the box and learn how to be our own bank. For instance, did you know that by overpaying into certain term life insurance policies, you can protect your funds from liability and bankruptcy while still maintaining reasonable access to your money? 

It’s a form of Cash Flow Banking, and in today’s episode, we are going to reveal to you the most important conversation that we have with our Wealth Factory clients when discussing how to build their wealth.

life insurance
“Being your own bank is more attainable than you think.” – Norm Westervelt, CEO, Wealth Factory

This is the MOST underutilized tool that every entrepreneur and small business owner should be taking advantage of: 

An Overfunded Whole Life Insurance Policy. 

Now, I want to caution you, it may not be the same type of life insurance policy that people are typically trying to sell. We are talking about a very strategic life insurance policy that can help every single business owner and entrepreneur looking to securely build their wealth. This is why it’s so important to watch the full episode and take advantage of the FREE consultation offer at the end. 

As we all know, life insurance is a legacy product that is going to help our estate and our heirs in the event of our passing. First and foremost, life insurance is an important legacy product; it’s not an investment. The only product Wealth Factory recommends for an entrepreneur or business owner is an overfunded whole life insurance policy. 


  • Because the interest rates in an overfunded whole life insurance policy are better than any savings account from any bank. 

  • In 42 states, life insurance funds are protected from certain taxes and litigations. 

  • Gaining access to money for an investment, a small emergency, or any reason at all is simple and convenient. Most insurance policies will release funds within 24-72 hours. 

  • And the peace of mind being created in case of an emergency (even a small emergency) is nearly priceless. 

Don’t miss out on this insider’s masterclass for using cash flow banking to build your wealth ASAP. Please remember, life insurance is never more affordable than it is today. Tomorrow we’re all a day older, and life insurance will be a little bit more expensive. Be sure to watch until the end to get your free one-on-one strategy sessions to explore how you can benefit from cash flow banking and overfunded whole life insurance.

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