DISCLAIMER AND WAIVER

YOU HEREBY UNDERSTAND AND AGREE TO THE FOLLOWING:

NONE OF Wealth Factory, LLC®, ITS OWNERS (EXPRESSLY INCLUDING BUT NOT LIMITED TO GARRETT GUNDERSON), OFFICERS, DIRECTORS, EMPLOYEES, SUBSIDIARIES, AFFILIATES, REFERRALS, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS AND AGENTS (ALL COLLECTIVELY HEREINAFTER REFERRED TO AS "WEALTH FACTORY") ARE FINANCIAL ADVISERS AND NOTHING CONTAINED HEREIN IS INTENDED TO BE OR TO BE CONSTRUED AS FINANCIAL ADVICE. WEALTH FACTORY IS NOT AN INVESTMENT ADVISORY SERVICE, IS NOT AN INVESTMENT ADVISER, AND DOES NOT PROVIDE PERSONALIZED FINANCIAL ADVICE OR ACT AS A FINANCIAL ADVISOR. WEALTH FACTORY IS NOT LICENSED TO SELL SECURITIES OR INVESTMENTS.

NONE OF THE INFORMATION PROVIDED IN THE WEBSITE IS INTENDED AS INVESTMENT, TAX, ACCOUNTING OR LEGAL ADVICE, AS AN OFFER OR SOLICITATION OF AN OFFER TO BUY OR SELL, OR AS AN ENDORSEMENT, RECOMMENDATION OR SPONSORSHIP OF ANY COMPANY, SECURITY, FUND, OR OTHER OFFERING. THE INFORMATION ON THE WEBSITE SHOULD NOT BE RELIED UPON FOR PURPOSES OF TRANSACTING SECURITIES OR OTHER INVESTMENTS.

WEALTH FACTORY DOES NOT OFFER OR PROVIDE TAX, LEGAL OR INVESTMENT ADVICE AND THAT YOU ARE RESPONSIBLE FOR CONSULTING TAX, LEGAL, ACCOUNTING, FINANCIAL, OR OTHER PROFESSIONALS OR ADVISORS FOR ANY SUCH ADVICE. THE INFORMATION PRESENTED HEREINEN IS INTENDED FOR A GENERAL AUDIENCE AND DOES NOT PURPORT TO BE, NOR SHOULD IT BE CONSTRUED AS, SPECIFIC ADVICE TAILORED TO ANY INDIVIDUAL. YOU ARE ENCOURAGED TO DISCUSS ANY OPPORTUNITIES WITH YOUR ATTORNEY, ACCOUNTANT, FINANCIAL PROFESSIONAL OR OTHER ADVISOR.

THE INFORMATION CONTAINED IN WEATHFACTORY.COM OR BY WEALTH FACTORY IS NOT INTENDED AS A PROMOTION OF ANY PARTICULAR INVESTMENT AND WEALTH FACTORY DOES NOT IN ANY WAY RECOMMEND OR ENDORSE ANY INVESTMENT WHICH MAY BE DISCUSSED OR REFERENCED.

YOUR USE OF THE INFORMATION CONTAINED HEREIN IS AT YOUR OWN RISK. THE CONTENT IS PROVIDED 'AS IS' AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. WEALTH FACTORY DISCLAIMS ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. WEALTH FACTORY DOES NOT PROMISE OR GUARANTEE ANY INCOME OR PARTICULAR RESULT FROM YOUR USE OF THE INFORMATION CONTAINED HEREIN. YOU HEREBY WAIVE ANY AND ALL CLAIMS AND WEALTH FACTORY ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN THE INFORMATION CONTAINED HEREIN.

WEALTH FACTORY MAY DERIVE FEES OR OTHER COMPENSATION AS A RESULT OF PURCHASES FROM SERVICE PROVIDERS OR VENDORS REFERENCED IN THIS MATERIAL.

YOU HEREBY WAIVE ANY AND ANY CLAIMS FOR AND WEALTH FACTORY WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF WEALTH FACTORY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL THE COLLECTIVE LIABILITY OF WEALTH FACTORY TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID TO WEALTH FACTORY FOR THE INFORMATION, PRODUCT OR SERVICE OUT OF WHICH THE ALLEGED LIABILITY IS BASED.

UNDER NO CIRCUMSTANCES WILL WEALTH FACTORY BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR RELIANCE ON THE INFORMATION CONTAINED HEREIN. IT IS YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION, OPINION, ADVICE OR OTHER CONTENT CONTAINED HEREIN. PLEASE SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE, REGARDING THE EVALUATION OF ANY SPECIFIC INFORMATION, OPINION, ADVICE OR OTHER CONTENT.

GARRETT GUNDERSON, SPOKESPERSON OF WEALTH FACTORY, COMMUNICATES CONTENT AND EDITORIALS ON THIS SITE. STATEMENTS REGARDING THEIR, OR OTHER CONTRIBUTORS' COMMITMENT TO SHARE THEIR PERSONAL INVESTING STRATEGIES SHOULD NOT BE CONSTRUED OR INTERPRETED TO REQUIRE THE DISCLOSURE OF INVESTMENTS AND STRATEGIES THAT ARE PERSONAL IN NATURE, PART OF THEIR ESTATE OR TAX PLANNING, OR IMMATERIAL TO THE SCOPE AND NATURE OF WEALTH FACTORY EDUCATIONAL PHILOSOPHY. TO THE EXTENT A COURT DEEMS ANY PORTION OF THIS DISCLAIMER AND WAIVER VOID OR NOT ENFORCEABLE, THE REMAINING PORTIONS SHALL REMAIN IN FULL FORCE AND EFFECT.

Last updated: January 28, 2015